.concepts {  font-family: "Times New Roman", Times, serif; font-size: 18px; color: #003333; font-weight: bold; font-variant: normal; text-transform: capitalize; font-style: italic; text-decoration: underline; text-align: center}
.subhead {  font-family: Geneva, Arial, Helvetica, san-serif; font-size: 14px; font-weight: bolder; color: #660000; font-variant: normal; text-align: center}
.headings {  font-family: "Times New Roman", Times, serif; font-size: 14px; font-weight: bolder; color: #006666; font-style: normal}
.smsubhead {  font-family: Arial, Helvetica, sans-serif; color: #660000; font-size: 9px}
.subhead2 { font-family: Geneva, Arial, Helvetica, san-serif; font-size: 10px; font-weight: bolder; color: #660000; font-variant: normal; text-align: center }
.text {  font-family: Arial, Helvetica, sans-serif; font-size: 10px; color: #003333; font-weight: lighter}
.textbold {  font-family: "Times New Roman", Times, serif; font-size: 12px; color: #660000; font-style: normal; font-weight: bolder}
.textboldlg { font-family: "Times New Roman", Times, serif; font-size: 14px; color: #660000; font-style: normal; font-weight: bolder ; text-transform: capitalize}
.smsubhead2 { font-family: Arial, Helvetica, sans-serif; color: #006666; font-size: 10px; text-transform: capitalize}
.formtext { font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #003333; font-weight: bold; font-variant: normal; text-align: left}
.Ptext { font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #003333; font-weight: bold; font-variant: normal; text-align: left ; text-indent: 12pt; padding-left: 12px; padding-right: 6px}
.blink {  font-family: "Times New Roman", Times, serif; font-size: 12px; font-weight: bold; color: #003333; text-decoration: blink}
.Ptextred { font-family: Arial, Helvetica, sans-serif; font-size: 11px; color: #660000; font-weight: bold; font-variant: normal; text-align: left ; text-indent: 12pt; padding-left: 12px }
.headingsUnderlined { font-family: "Times New Roman", Times, serif; font-size: 14px; font-weight: bolder; color: #006666; font-style: normal ; text-decoration: underline}
.subhead2flash { font-family: Geneva, Arial, Helvetica, san-serif; font-size: 10px; font-weight: bolder; color: #003333; font-variant: normal; text-align: center ; border-style: inset; border-top-width: medium; border-right-width: medium; border-bottom-width: medium; border-left-width: medium}
.pptext { font-family: Arial, Helvetica, sans-serif; font-size: 9px; color: #003333; font-weight: lighter }
.Linktext {  font-family: Arial, Helvetica, sans-serif; font-size: 11px; font-weight: normal; color: #003333; text-align: left}
.LinktextBold { font-family: Arial, Helvetica, sans-serif; font-size: 12px; font-weight: bold; color: #660000; text-align: left; margin-left: 0px}
.LinktextBoldHead { font-family: Arial, Helvetica, sans-serif; font-size: 14px; font-weight: bold; color: #000000; text-align: left; text-indent: 15pt }
.Ptextnews { font-family: Arial, Helvetica, sans-serif; font-size: 12px; color: #003333; font-weight: normal; font-variant: normal; text-align: left ; padding-left: 12px; padding-right: 6px }